Last updated: October 23, 2026
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An equity-indexed annuity is different from other fixed annuities because of the way it credits interest to your annuity’s value.
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What is the difference between a fixed annuity and a fixed indexed annuity?
An equity-indexed annuity is different from other fixed annuities because of the way it credits interest to your annuity’s value.
How do equity-indexed annuities credit interest?
Equity-indexed annuities credit interest using a formula based on changes in the index to which the annuity is linked.
How do fixed indexed annuities earn interest?
Fixed indexed annuities are a type of fixed annuity that earns interest based on changes in a market index, which measures how the market or part of the market performs.
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