Quick Answer
It’s possible you won’t get all of your money back or the return on your annuity may be lower than you expected. These risks vary with the type of annuity you buy.
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Questions & Answers
| Question | Answer |
|---|---|
| What if the value of your subaccounts goes down? | If the value of these subaccounts goes down, you could lose money. |
| Is the interest rate guaranteed if the market goes down? | The interest rate is guaranteed to never be less than zero, even if the market goes down. |
| What do fixed annuities guarantee you will earn? | Fixed annuities guarantee your money will earn at least a minimum interest rate. |
Related Questions
Large Print Version
Can you lose money in an annuity?
It’s possible you won’t get all of your money back or the return on your annuity may be lower than you expected. These risks vary with the type of annuity you buy.
What if the value of your subaccounts goes down?
If the value of these subaccounts goes down, you could lose money.
Is the interest rate guaranteed if the market goes down?
The interest rate is guaranteed to never be less than zero, even if the market goes down.
What do fixed annuities guarantee you will earn?
Fixed annuities guarantee your money will earn at least a minimum interest rate.
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Educational content provided by Jeffrey Scott McLeod, LUTC, National Insurance Producer License #558629. This is for informational purposes only and is not a recommendation to buy or sell any annuity. Guarantees are subject to the claims-paying ability of the issuing insurance company. Always consult your own advisor and read the full NAIC Buyer’s Guide. For residents of your state.
Jeffrey Scott McLeod, LUTC — National Producer #558629.
Questions? Contact Jeff@AnnuitiesExplained.org.